Homeowner Insurance

Twin Cities Homeowners Insurance

Did you know that homeowners insurance is more expensive in Minnesota than in most other states? Our severe weather often damages homes, and although this insurance product may have a higher price tag in our state, homeowners can’t afford to be without it. The good news is that RSI Agency, Inc works closely with homeowners like you to find affordable home insurance options.

As an independent agency, RSI Agency, Inc shops a network of dependable insurers for policies that fit each customer’s needs. Since we only work with top-rated insurers, we not only help customers save money on premiums but also match you with an insurer that will act quickly and efficiently should you need to file a claim.

Coverage Options

Our experienced agents take the time to get to know our customers. We’ll learn about you, your family and the home you want to protect. Then we’ll provide a relevant set of home insurance options. You can choose your deductible and set your own limits as well.

Like most types of insurance, homeowners insurance comes with certain standard coverage. This typically includes

• Home or dwelling coverage to repair or replace homes damaged in a covered loss
• Additional living expenses to pay for shelter in the event that an insured home is deemed uninhabitable
• Medical expenses for guests injured in your home
• Belongings coverage to repair or replace items damaged, lost or destroyed in a covered event
• Personal liability for you and family members who live with you

As a full-service insurance agency, we also offer extended limits and special coverage options to clients. These options include

• Scheduled personal property coverage for antiques, collectibles, jewelry and other high-ticket items
• Rental property and landlords liability insurance for those who rent out a home
• Vacant dwelling coverage
• Flood and earthquake insurance

If you own a home, you need to cover it with the right homeowners insurance policy. Learn more today by filling out an online quote-request form. If you have questions or would like to speak with an insurance expert, call our office during business hours. We look forward to helping you protect the things that matter most.